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Buying a home is always a big step, whether you are buying your first home, purchasing an investment or vacation property, or looking to upsize. Let me provide you with my expertise to ensure you are making the right purchase at the right time. Before purchasing, I always discuss the 4 W's with my clients:
Why: Do you know your purpose in buying a home? Do you want to stop paying rent, have a place to raise a family, move up to a bigger home, build equity, or downsize? Are the market conditions influencing your decision? Are you persuaded to buy because of current mortgage rules or government regulations?
Who: Your new property will be purchased by whom? Is everyone on the same page and ready to work towards the same goal? Is your present income and down-payment sufficient? Is everyone prequalified for a mortgage?
TIP: Use my mortgage calculator for a rough estimate of your monthly mortgage costs.
What: Is this going to be your first home, an investment property, a vacation home, or a home for your kids? Are you looking at a condo, townhouse, detached house, or something else? Do you have a checklist of what you are looking for in a property?
TIP: To ensure you know what you're looking for, complete this checklist before you begin searching!
Where: Does location matter? Do you have a specific neighbourhood in mind? What amenities need to be close by? How far are you willing to commute to work? What other factors need to be considered when you choose a location?
Work with me so I can educate you on your options, guide you through each step, and connect you with other professionals involved in the buying process. As your realtor, I will focus on making your buying experience pleasant, timely, and successful.